Need a Bank Account?

Struggling to get a bank account? Look no further. The TALK HOME E-Account and Visa Debit Card provides you with all the key features of a high street bank account but with none of the hidden fees. And you don't need to have a British passport or credit check to get one!

  • No credit check required
  • No hidden or monthly fees
  • Automatically get a Visa Debit card to use anywhere you see a Visa sign around the world
  • Get your wages paid directly into your TALK HOME E-Account
  • Set up standing orders
  • Set up regular bill payments
  • Pay Gas, Electricity, Water online or over the phone
  • Transfer money cheaply abroad by purchasing more than one Visa Debit Card for your family/friends who live overseas
  • Easily manage and budget your money online
  • Earn money and big discounts when you shop online with your TALK HOME Visa Debit Card
  • Regulated by the FCA (Financial Conduct Authority)

Transfer Money Abroad Cheaply

The TALK HOME E-Account and Visa Debit Card is a cheaper way to transfer money abroad. It's simple. Just apply and buy additional cards to send to your friends or family abroad. Then top up the account for free by bank transfer or at any of the 12,500 PayPoint locations in the UK.

That's It! Once the money reaches your account, the additional card holder can either withdraw the money in local currency at a cash machine or shop wherever Visa is accepted.

  • No Money Transfer Fee
  • A cheaper alternative for transferring money abroad
  • It's easier, quicker and money is available in minutes
  • No credit check
  • No hidden fees
  • Manage your money from one account
  • Allow friends and family to benefit from using Visa Debit Card and shop online

TALK HOME E-Account Savings based on transferring £100

*Based on exchange rates accurate as at 5th August 2013
*Based on Western Union Money in Minutes as at 5th August 2013

Wages Paid Directly to TALK HOME E-Account

Are you fed up with cashing cheques or feel uneasy carrying around your wages in cash? You need a TALK HOME E-Account and Visa Debit Card. You can set your account up easily and quickly without a credit check. And there is no contract and no monthly fee.

  • Get yours or your partners wages paid directly into your TALK HOME E-Account
  • FREE to load money into your account at 12,500 Paypoint locations in the UK
  • FREE to spend on the high street or online
  • Use your TALK HOME Visa Debit card to spend safely and easily wherever you see the Visa sign
  • Withdraw money safely from cash machines rather than carrying cash around
  • Know your wages are protected and safe
  • Manage your account easily online from wherever you have Internet access
  • Set up bill payments
  • Pay electricity, gas and water bills online or over the phone
  • Set up and pay for important services like mobile phone and broadband

Online Cash Back

Have you been missing out on huge cash back deals by shopping online? Get your TALK HOME E-Account and Visa Debit Card now and start earning cash and getting big discounts by simply spending online using your TALK HOME Visa Debit Card.

Just some of the brands you could be earning cash with as soon as you start spending with your TALK HOME Visa Debit Card.

B&Q, BHS, Halfords, H Samuel, Leslie Davis, Ernest Jones , Inspire Travel, Virgin Experience, Toys R Us, Babies R Us, Hotel Stay UK Ltd, New Look, Pizza Express, Homebase , Argos, Bella Italia, Café Rouge, Strada, Belgo, Yo Sushi.

  • Get a TALK HOME E-Account and Visa Debit Card in days by applying now
  • No credit check
  • No monthly fee
  • Earn cash back by simply spending online
  • Free registration to online offers
  • No annual fee for online offers